Frequently Asked Questions

Because it costs you nothing, and provides protection you might as well have if you travel often by RV.

And whether you have an RV or not …

Even if you don’t have an RV, the basic coverage gives you the option to add expanded coverage that protects you as one of the many Good Sam “on-the-move” members. With your active outdoor lifestyle, you’re often “out and about,” whether in an RV, SUV, truck, car, bike, plane, bus, taxi, train, ship, ferry – and whether private or public.

How can Good Sam set up Expanded Coverage for $11.26 or $16.10 a month?

These group rates leverage the buying power of Good Sam’s 1.5 million members.

Why does Good Sam recommend coverage for both member and spouse?

Your spouse is probably on the go about as much as you. Since no one can predict when an accident will occur or to whom, Good Sam urges all members to strongly consider the member and spouse option when you enroll in the Good Sam Travel Accident policy.

I already have insurance. How does this policy work with any other protection I’ve already set up?

Your family can collect the full cash benefits – REGARDLESS of any proceeds from any other insurance.

What if I enroll, then decide the coverage isn’t right for me?

There’s no obligation with the program’s no obligation FREE LOOK. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete refund of any premium you’ve paid.

See the RATES tab to select your coverage, then

Terms

EXCLUSIONS

In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.

PAYMENT OF CLAIMS

The Insured's accidental loss of life benefits will be paid in accordance with the beneficiary designation in effect at the time of payment. If there is no such designation or no surviving beneficiary, the loss of life benefits will be paid in one lump sum to the first surviving class of the following classes of beneficiaries: a) lawful spouse; b) child(ren), in equal shares; c) parents, in equal shares; d) siblings, in equal shares. If there is no surviving member of any of the above classes, the benefits will be paid to your estate. Any payment made in good faith will fully discharge us to the extent of that payment. You may change your beneficiary at any time by notifying the administrator Good Sam Life & Health Solutions headquarters in writing.

Good Sam Life & Health Solutions
1-866-477-4401
Underwritten by: Securian Life Insurance Company, St. Paul, MN 55101

Administered by: A.G.I.A., Inc.
P.O. Box 26840
Phoenix, AZ 85068-9960

This brochure provides a brief description of benefits available. It is not a contract. Terms and conditions of coverage are set forth in Policy numbers 9006/9007/9008/9600/9601/9602, policy form series 17-50925. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. This plan may not be available in all states. Availability of this offer may change. All benefit amounts reduce by 50% at age 75 regardless of age at enrollment.

See the RATES tab to select your coverage, then